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Medicare Open Enrollment starts on November 15th and runs through December 31st. CareAll has partnered with MedAssurance, a not-for-profit organization, to help Medicare recipients make an informed decision about their Medicare choices. We are also launching a public service television campaign that will be seen throughout the state of Tennessee.
Click here to learn more about MedAssurance
Click here to visit the Medicare.gov Open Enrollment Page
If you would like more information about Medicare Open Enrollment, call us at 888-401-CARE(2273).
Although Medicare covers the majority of healthcare costs, it does not cover 100% of these expenses. Patients are responsible for deductibles and copayments on medical services and prescription drugs. Sometimes meeting these obligations can be very difficult, and for some, even impossible.
There are extra help programs that could help. I’d like to tell you about them.
First, the State Medicaid programs are available for qualified individuals who meet certain income and asset limits. If your income as a single person is $902.50 per month or less, or as a couple $1,214.17 per month or less, and you have limited resources, you could be eligible for a program that can pay your Medicare premium, deductibles, and copayments. In addition, this would automatically qualify you for assistance with your prescription plan premiums, deductibles, and copayments as well.
Even if you do not qualify for this program, you still may be eligible for others. If your income as a single person is $1,353.75 per month or less, or as a couple $1,821.25 per month or less, and you have limited resources, you could qualify for extra help with your Medicare healthcare or prescription costs.
To apply for these programs, you should contact your local Social Security office, visit social security online at www.ssa.gov, or call your local Medicare counseling program State Health Insurance Assistance program, or SHIP. The number for TN is 1-877-801-0044.
If your income does not meet the requirements and you are still having difficulty paying for your medications, talk with your physician about patient assistance programs and generic medicines that can also help you save money.
Whatever you do, don’t go without proper healthcare because you think you can’t afford it. There is help available; you just have to ask for it.
Article provided by Mary Beth Best, Medicare advocate with Voice, Inc.
CareAll Founder Jim Carell talks about his choice for the current Medicare Enrollment period. CareAll Home Care Services serves the state of Tennessee with medical and non medical in home care.
Seniors Encouraged to Review Medicare Coverage
Medicare beneficiaries should review their coverage under Medicare Part D Prescription Drug Coverage each year at this time. Medicare participants are able to change their Plan coverage from November 15 until December 31.
Medicare plans change every year in terms of what they cost and what they cover and the consumer’s needs may also change. The plan that was right for you at the beginning of 2008 may not be right for you 2009. People with Medicare can compare Part D plans at Medicare.gov.
Visit www.MyMedicareMatters.org to learn more about this Annual Enrollment Period; and www.MiMedicareImporta.org for the same information fully translated into Spanish.
Click here for a brief synopsis of what Medicare will pay for in 2009.
